With Carolina Comfort’s financing options you don’t have to worry about paying all at once.
We know how important it is to feel comfortable in your home, especially during the hot summer months, particularly if unexpected issues like needing a new air conditioning system comes up. Carolina Comfort has relationships with multiple banks and finance companies so we can help you determine which options work best, without breaking the bank! Our financing options include:
- No interest financing
- Low monthly payments
- No down payment
- Multiple payment options
You know you’re in good hands, with over 250 5 star Google Reviews
We’ve been in business for 30 years. The secret to our success? Doing everything we can to take care of you, the customer. We know your time is valuable and we stand by our motto that we’re not comfortable until you are!!
When you work with Carolina Comfort, you’re working with a local, family-owned business with deep roots in the Columbia community. We’ve built our reputation on providing quality HVAC services at fair prices. Schedule your appointment today, and become our next 5 star review.
Frequently Asked Questions (FAQs)
Do you offer financing for all credit scores?
We offer a variety of options for almost all types of credit situations. We strive to get everyone approved, although each situation is different and factors like debt-to-income ratio play a role in determining what type of financing we can get approval for.
What type of financing do you offer?
We offer a variety of options from zero interest loans to mid and long term rates from 6.99% to 17.99%. It all depends on your budget and subsequent approval.
Do you do a credit check, and how will that affect my credit score?
Yes, we do a credit check. Because we do not finance in house, each check is a “hard inquiry.” This means your credit score will be impacted, but allows us to check with multiple lenders simultaneously to find you the best fit for your financial needs.
Who do you use for financing?
While we offer multiple financing options, our main partner is Service Finance. However, we are always looking for new businesses to partner with in order to provide our customers with as many financing options as possible.
Are there any prepayment penalties if I pay off my loan early?
No! We make sure that everyone we partner with has no prepayment penalties.